Probationary Officer's Program (Utkarsh SFB)

Program Details

Key parameters of the 1-year Probationary Officer training program.

Guaranteed Designation

Assistant Manager (AM-II)

Salary CTC Package

₹ 5.0 LPA (Starting)

Program Duration

12 Months

Training Mode

Residential Training

Your 12-Month Structured Journey

A clear phased approach combining academic instruction, internship, and hands-on OJT.

Phase 1: Classroom Training

Duration: 4 Months

Residential classroom coaching conducted at the campus of Baddi University, HP. Focuses on retail branch operations, KYC, and AML.

Phase 2: Banking Internship

Duration: 2 Months

Paid internship at an actual Utkarsh SFB branch. Candidates receive a monthly stipend of ₹ 10,000/- per month.

Phase 3: On-the-Job Training

Duration: 6 Months

Live on-the-job training with a monthly salary of ₹ 16,000/- per month. Work side-by-side with senior banking managers.

PO Program Course Cycle

The comprehensive step-by-step progress flow from your initial inquiry to final deployment.

1

Admissions Inquiry

Fill the application form to register your interest.

2

Online Examination

Aptitude test: verbal, reasoning, numerical, and current affairs.

3

Interview Round

Group discussion and face-to-face personal interview.

4

Selection & Offer

Receive your confirmed Job Offer Letter from Utkarsh SFB.

5

Classroom Training

4 Months at Baddi University. Earn UGC-approved Sharda Univ. certificate.

6

Paid Internship

2 Months of branch training with a ₹10,000 monthly stipend.

7

OJT & Deployment

6 Months of OJT at ₹16,000/mo, followed by full AM-II role at ₹5.0 LPA.

Eligibility & Course Fee

Review the entry eligibility metrics and funding options.

Eligibility Criteria

• Age: 21 to 27 years.

• Education: Regular mode graduation or postgraduation in any stream.

• Marks: Minimum 50% aggregate marks in graduation.

Program Course Fee

₹ 2.65 Lacs

Initial deposit of ₹ 40,000 is required upon selection and offer letter acceptance. The remaining training fee is fully covered by an education loan facility offered directly by Utkarsh Small Finance Bank.

Program Trainers

Our elite ex-banker faculty board conducts and mentors the PO training program.

Mr. Harpal Singh

Retd. General Manager, PNB

Mr. Jasbir Singh

Retd. General Manager, OBC

Mr. Mahesh Hingorani

Retd. Deputy General Manager, ICICI

Mr. Anil Kumar Gupta

Retd. General Manager, SBI

Mr. Lakhbir Singh

Retd. General Manager, Canara Bank

Frequently Asked Questions

Frequently asked questions about the PO program.

Fill out the online application. Once submitted, your registration credentials will be shared on your registered email address.

The screening consists of a written aptitude test covering numerical ability, logical reasoning, verbal ability, and current affairs, followed by a group discussion and face-to-face personal interview.

Yes! Upon successful completion of the course, you will be awarded an Advanced Certificate in Banking and Financial Services (ACBFS) from Sharda University.

Yes. You are fully eligible for a dedicated education loan facility offered directly by Utkarsh Small Finance Bank once you clear the initial selection screening.

Request Program Details

Submit your inquiry and our admissions team will get back to you with the brochure.